Title Insurance - What is Title Insurance?

Title insurance protects against loss or damage resulting from defects that affect the title to your home or place of business.

Why is Title Insurance Important?

Title insurance protects the investment you've made in your home or place of business. When you buy property, the previous owner conveys the title to you to evidence your full legal ownership. Occasionally, a hidden defect in the title or a mistake in a prior deed, will, or mortgage may give someone else a legal claim against your property. If a claim is made against your property, title insurance can save you time and money by:

• Providing a corporate guarantee against insured defects.

• Paying all legal expenses to eliminate any title defects.

• Paying any claim arising from errors in title examination and recording.

• Paying any loss arising from hidden defects in title and defects not of record.

Your title insurance protection is a permanent assurance that your ownership and use will be defended promptly against claims, at no cost to you, whether or not the claim is valid.